The M Word

#BeforeIDo

Before I do by: Kath Estaquio-Derla | Book Review

By Mhownai - January 26, 2016

2 Comments

BPI

Looking for a Fast and Easy Way to Own Your Dream Car? Go Online!

By Mhownai - December 07, 2015

Note: this is a press release blog for BPI. All informations stated here are provided by the company

As traffic situation worsens, more and more commuting Pinoys are wishing they had their own cars. With the crazy traffic, and battering the long lines for jeeps, buses, MRT, and all other possible forms of public commute, many are wanting to have their own car, but worries how or that they are not capable to do so.

Typically-shy Pinoys on the lookout for their own brand new car but are uncomfortable to visit dealers or go to banks may visit www.bpiloans.com, a virtual car showroom where people looking for a brand new car can view and compare the vehicles that are available in the market today. The site offers user-friendly, interactive, and convenient features that include a comprehensive car buyer’s guide, a self-service auto loan calculator, a simple online application form, and an easy to use self-assessment test.

h each other and allows buyers to make the best choice in their car purchase.

Prospective car buyers thinking of the most suitable financing plan for their budget may try out the site’s auto loan calculator, which shows them initial cash-out and monthly amortization that goes with their preferred down payment percentage and loan term. The site also has an online loan application form that clients may fill-up and submit immediately online, making car shopping very simple and effortless. Likewise, loan decision is also fast. Expect to receive the results in just 3 to 8 business hours.

“With the improving economic condition of the Philippines due to its strengthening industries and the government’s initiatives to improve transportation, auto manufacturers have seized the chance to provide more options ranging from high-end to affordable cars that will fit what the market needs. Likewise, BPI Family Auto Loan compliments this progress by providing car financing that is affordable, easily understandable, and highly accessible, for everyone. We are committed to contributing to our country’s progress and helping our countrymen realize their dreams of owning their own car,” shares Pepe Carlos, VP and Head of Auto Loans Division.

For more information on the most affordable and convenient way to own a car, simply log-on to www.bpiloans.com.

1 Comments

Cebuana Lhuiller

Cebuana Lhuillier's Friendly Guard

By Mhownai - October 10, 2015

Since this incident happen, I was thinking if I should upload and share this with you all guys, because of some reason, one reason is maybe you will think that I'm a shallow person and this is a nonsense post. Two, the person involved might lost a job or whatever might happen to him but you know what? I know that this things are happening around, to all people especially girls of all ages and this is not funny tbh

Well, this incident happened on September 29, 2015 at Cebuana Lhuillier Old Balara, Commonwealth Branch (beside Puregold) I was supposed to claim the money that my mom sent me that day, since that was my first time remitting I don't have an ID because I thought that since you have the reference number, they should've give that to you- I was wrong... When I entered Cebuana, this guard immediately greeted me with enthusiasm, I don't mind because I know that he always see me there every 15th and 30th to pay my internet bill, so I his face is familiar to me, he accompanied me to the counter where you write the information, I immediately asked him if do I need an ID, he said "Yes m'am, kelangan mo ng ID." Since I don't have an ID, I went home to get one. I asked him if I can leave the number and the paper with all of my information (and my cellphone number) he said okay, I even heard him say "Ma'am kunin ko number mo ha?" I thought he was kidding- I didn't replied though. So to cut the long story short, I was able to go back, got the money and pay my dues.

After some time (an hour or so..) an unknown number called me... I then know that this is the guard. How? Because I heard him crack a joke and no one knows my number aside from my close friends, family members and my boyfriend.

I immediately texted him and no surprise, he replied immediately. No wonder, I bet, he's waiting for my text since he missed call my phone.Below is the screenshot of our conversation.

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That was really unprofessional in my point of view because I know that their job description is to be approachable, friendly and hospitable (in a way) but not to the point that they will get their customer's number and text it just because you want to be "F R I E N D S" I think that's not really necessary. I didn't even had the chance to get the name of the guard because I don't really have any personal interest for him.

I will never go back to that creepy branch ever again, I don't care if I will waste 8 pesos for the jeepney fare to go to Cebuana Ever Gotesco, I don't care, it was just so creepy and so unprofessional.

I do hope that this incident will never happen again.